Does Credit Repair
There is so much misinformation out there that some people still have a hard time believing that they can repair their credit. The truth is that literally millions of items have been removed from consumers' credit reports legally and permanently since the Fair Credit Reporting Act was passed in 1971. Why shouldn't YOU join them and start saving money right now?
But why do I hear so often that only time can fix my credit?
Because that's what the credit bureaus want you to believe. They've even got the media believing their hype. But all their billions can't change the fact that credit repair is real and it can work for you.
What's the big deal about fixing my credit? How much difference could it make?
According to the latest figures, the average American has a credit score of 677. If that same individual's credit score rose to just 720, that family could save on average $421 per month, or $5,052 per year on house payments, car payments, credit cards, etc. Over 20 years, that's more than $100,000! And if your score is lower than 677, then you have even more to gain.
The Problem With Typical Credit
There’s an old Steve Martin comedy routine that starts out something like this:
“You can be a millionaire. . .and never pay taxes! How, you ask? First ... get a million dollars.”
As silly as that sounds, it’s almost the same approach taken by all those other credit repair programs out there:
“You, too, can fix your credit! How, you ask? First. . . memorize this 200-page book. . .”
Who's got time for that?
It’s not that these old-school systems don’t work at all, it’s just that:
They’re so complicated that 9 out of 10 people who buy them never even start.
They take way too long.
They haven’t been optimized for the changes in the industry.